<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Heal Blog</title><description>Smarter health benefits for startups — guides on insurance, level-funded plans, and benefits strategy from the team at Heal.</description><link>https://blog.tryheal.ai/</link><language>en-us</language><item><title>PEO Advantages and Disadvantages: A Practical Guide</title><link>https://blog.tryheal.ai/blog/peo-advantages-and-disadvantages/</link><guid isPermaLink="true">https://blog.tryheal.ai/blog/peo-advantages-and-disadvantages/</guid><description>A clear look at PEO advantages and disadvantages, when a PEO makes sense for a growing company, and how it compares to a broker-led benefits model.</description><pubDate>Sun, 07 Jun 2026 00:00:00 GMT</pubDate></item><item><title>The PEO Exit Playbook: 90 Days From Decision to Clean Open Enrollment</title><link>https://blog.tryheal.ai/blog/peo-exit-90-day-playbook/</link><guid isPermaLink="true">https://blog.tryheal.ai/blog/peo-exit-90-day-playbook/</guid><description>Most PEO exits go wrong in the first 30 days — missed underwriting deadlines, coverage gaps, misaligned payroll. The operational sequence that prevents all of it, and what Heal owns for you in each phase.</description><pubDate>Thu, 21 May 2026 00:00:00 GMT</pubDate></item><item><title>PEO vs Heal: The Real Cost Math at 30, 75, and 150 Employees</title><link>https://blog.tryheal.ai/blog/peo-vs-broker-cost-math/</link><guid isPermaLink="true">https://blog.tryheal.ai/blog/peo-vs-broker-cost-math/</guid><description>Most &apos;is it worth leaving the PEO&apos; calculators stop at admin fees. The actual cost gap lives in master plan pooling, hidden margin layers, and the claims data you don&apos;t own. Real math at three startup sizes — and where Heal fits in each.</description><pubDate>Thu, 14 May 2026 00:00:00 GMT</pubDate></item><item><title>PEO Graduation: 5 Signals Your Startup Has Outgrown Justworks, Rippling, or TriNet</title><link>https://blog.tryheal.ai/blog/peo-graduation-signals/</link><guid isPermaLink="true">https://blog.tryheal.ai/blog/peo-graduation-signals/</guid><description>Most founders don&apos;t decide to leave their PEO — they hit a renewal where staying costs more than leaving and realize the window closed six months ago. The five signals that actually matter, and what changes when you move to an AI-native broker built for this transition.</description><pubDate>Thu, 07 May 2026 00:00:00 GMT</pubDate></item></channel></rss>